The Wise Implemented Private Strategy

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Cash value life insurance is a type of permanent whole life insurance product placed with Mutual Based insurance carriers, that includes an investment feature. Cash value is the portion of your policy that earns interest and is available for you to withdraw or borrow against, without creating a taxable event when appropriately structured.

Primary Benefits:  

• Each Structure is built to match the goals of the Policy Owner
• Avoids Modified Endowment Contract (MEC) limits, preventing taxable event
• Strong Returns
• Flexible Premiums/Limited Funding Period

Many successful entrepreneurs and leaders have significantly leveraged these principles:

• Walt Disney
• Ray Kroc
• John F. Kennedy
• John McCain
• Franklin D. Roosevelt
• JC Penny
• Rockefeller

Primary Benefits:  

• Cash Values are leveraged for opportunities
• Cash Values continue to compound, even when loans are taken
• Wealth Transfer, Death benefits are paid income tax-free

The Majority of Financial Institutions leverage Bank Owned Life Insurance to maximize and protect their growth.

 Wells Fargo- 21.3B

Bank of America- 20.5B

Chase-11.8B

Citi- 6.4B 

Primary Benefits:  

• Cash Value Insurance classified as Tier 1 capital, the safest assets on a balance sheet
• Appropriate structure is the KEY  
• Safe- strong guarantees, non-guaranteed returns
• Tax deferred growth

The strategy behind infinite banking--using whole life insurance with dividends as a private bank for growing and protecting wealth--has been proven to work, used by a majority of Fortune 500 companies.  This utilization boosts revenue growth and executive compensation.

Primary Benefits:    

• The Entity owns the policy, funds the policy, and controls the asset
• Executive/key employee receives retirement benefit  
• Your money grows regardless of bull, bear, or any market conditions
• The Corporate assets are are protected

• NO RISK – Funds are NOT tied to or invested in the stock markets
• Guaranteed rate of 3-4% - floor minimum*
• Dividend rates ranging between 5.00% - 6.2% *2022 Rates
• Contributions are made with AFTER-taxfunds, non-tax deductible
• Growth IS tax-DEFERRED
• Flexible contributions with focused growth
• Shorter duration funding periods, you don’t have to pay in for entire policy term… whole life
• Cash Value can be accessed tax-free IF appropriately structured- 
• Opportunity cost is ZERO, your ASSETS are always at work

SAFE  

Your assets are are protected

LIQUID  

No Credit Check, Application, or complicated process. Funds are  typically deposited 3 to 5 days from request

TAX FREE

 Growth is Tax Free with appropriate structure 

Wise Implemented Private Strategy:

• Strong Returns 
• Positive cash value between 4-6 years Flexible Premiums/Limited Funding Period 
• Each WIPS Structure is set up to maximize focused client goals 
• Minimum commitment with flexibility to grow values 
• High Cash Value Immediately 
• 75-90% of the initial funds in 1st year Focus on Cash Value NOT Premium